For our client, a global leader in sustainable mobility, we are looking for a Credit Analyst for the office in Bucharest
Job Purpose:
The primary purpose of this role is to ensure the thorough and accurate analysis of credit requests from our customer’s entities, ensuring compliance with company policies and regulations, mitigating credit risks, and supporting the Risk and Sales teams to enhance the overall credit assessment process.
Key Responsibilities:
- Analyze the credit requests from entities and ensure that is compliant with all relevant regulations and company policy
- Ensuring adherence with policy and requirements together with high standard of working,
- Analyzing data from multiple sources and files according to the quality agreements
- Ensure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective,
- Ensure to receive quality and complete documentation for each credit request
- Support Risk and Sales teams for continuous improvement,
- Preparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested,
- Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives
Requirements:
- Relevant experience in a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area),
- Proactive and business orientated with background with understanding of credit processes / customer assessment
- Knowledge of English language
- Ability to build relationships by communicating and working effectively with co-workers, stakeholders and management,
- Knowledge of MS Office suite
Benefits:
A nice office environment
25 days of annual leave
1 sick day/year
Half a day off your birthday and 1 day off starting with the second year in the company
Private healthcare membership at Sanador
Monthly budget in Benefit Platform
Fruit Tuesday and free coffee in the office
Hybrid work 2 days/week in the office
Loyalty bonus at 3 and 5 years in the company
Annual salary increase based on your performance